Monday, November 11, 2013
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Indian Real Estate News
Invest In Tax Saving Mutual Funds Online
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A look at recent rulings which can affect you
INSURANCE
The Insurance Regulatory and Development Authority has directed all life insurers not to reject claims of HIV-infected policyholders who were HIV negative at the time of commencement of the policy. The underwriting and claims settlement guidelines applicable at the time of commencement of the policy will be applicable in such a case. The regulator has also asked insurers to put in place a board-approved policy for insurance products for people with HIV/AIDS.
BANKING
The Reserve Bank of India has asked banks to withdraw the 'zero per cent interest' schemes offered to credit card holders. The central bank said the schemes 'deter customer protection and accounting integrity'. Now, credit card holders will be able to buy items through equated monthly instalments only when they pay regular interest charges.
The RBI has also mandated that banks not complying with the prescribed security requirements at point of sale terminals will have to compensate credit card holders for loss incurred due to fraudulent transactions.
CAPITAL MARKETS
To increase the reach of mutual fund distributors, Sebi has allowed them to purchase or sell units directly from asset management companies on behalf of their clients using the stock exchange mechanism. Earlier, only brokers were allowed to do so. However, only AMFI-registered distributors will be allowed to transact on the exchange platform.
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Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.
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Tax Saving Mutual Funds Online
These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)
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Download Tax Saving Mutual Fund Applications
These Application Forms can be used for buying regular mutual funds also
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