Eligibility

Entry Age (years)

Minimum

18; 3 years for children

Maximum

70

Maximum Policy Renewal Age (years)

70

Policy Term (years)

1

Sum Insured (Rs)

Maximum

5 lakh

Minimum

1 lakh

Tax Benefit

Not Available

Discount

Offers discount on premium for including two or more members.
5% for group of 2 to 100
10% for a group of 101 to 1000
12.5% for a group of 1001 to 5000
15% for a group of 5001 to 10000
20% for bigger groups

No Claim Bonus

5% increase in Sum Insured would be applicable for every claim free year till it reaches to a maximum of 50% of initial Sum Insured. Not valid for group policies.

Customer Service

Address

Star Health and Allied Insurance Company Limited
Corporate Office: No.1, New Tank Street,
Valluvar Kottam High Road, Nungambakkam,
Chennai - 600034.

Mail to

support@starhealth.in, info@starhealth.in

Call to

1800 425 2255/ / 044 2826 3300

SMS

STAR to 56677

Scope of Cover

Cashless Facility

available at empanelled hospitals

Reimbursement Facility

available if treatment taken in non network hospital

Accidental Death (AD)

Covered; pays Sum Insured

Permanent Total Disablement [PTD]

Covered

Permanent Partial Disablement [PPD]

Covered

Temporary Total Disablement

weekly benefit of 1% of the Sum Insured subject to a maximum of Rs 5000 per week upto 100 weeks

Family Transportation to hospital (NA for group policies)

Rs 1000

Transportation of Mortal Remains

Rs 3000

Education Fund (NA for group policies)

Rs 5000 for one child and Rs 10000 for two children(maximum 2 children)

Medical Expenses

Covered on payment of additional premium

Exclusions and Waiting Period

Pre-existing condition

Not coveerd

Physically or mentally challenged people

Not covered

General Exclusions

Accident as a result of drunkenness or addictionNuclear, Chemical and biological terrorismSuicide