HDFC Children's Gift Fund is Meant for all children below the age of 18 years, Healthy allocation towards equities which is an ideal long-term asset class coupled with debt allocation which provides stable returns, Personal accident insurance for parent/guardian of up to Rs 10 lakhs*, Investments can be made on a lump sum or SIP basis and there is no limit to the number of transactions in any given year. No maximum limit on investment, Benefit from the long term potential of equity while maintaining the stability of debt.

Who can invest:   Parents, Grand Parents, Friends, and Other Relatives.

Lock-in: 5 yrs from investment date of allotment or Until the Unit holder (being the beneficiary child) attains the age of majority (i.e. completion of 18 years) whichever comes earlier.