Friday, May 27, 2016
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Indian Real Estate News
Family Floating Policies Online
These consist of a shared Individual Health Plan (for a family). The benefits are mostly the same, but the sum insured can be used for the treatment of any or all members of the family and not a single person. Rather than buying, a R2 lakh health cover for each member of the family of four by spending for a total cover of R8 lakh, if you buy a Family Policy for R8 lakh, each person covered under it can avail benefits up to R8 lakh as opposed to R2 lakh in the earlier instance.
This reduces the need for you to pay from your pocket. Also, it comes at a lower premium than individual polcies would have done. A Family Policy can be bought by an individual who becomes the proposer along with spouse, dependent children up to 25 years or even unmarried, divorced, widowed daughter and dependent parent.
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