Now that you have read all this, you must also be wondering how to increase your CIBIL rating and eligibility. Here are some tips to improve your  score:

A very important thing you should always remember to ensure your bank deposits or payments within given period without fail. It shows positive impact on your report.

Plan a budget for your family so that you are eligible to take a loan. It should not be like your case gets rejected after the processing.

Keep in your mind, CIBIL score may affect when your cheques are bounced at bank payments for existing loan.

Try to make full payments of any cards or loans, never go with settling loans paying minimum balance that will affect your score. Surely it reflects on score as negative impression, so preferable go to bank if really need of debt.

Do not unnecessarily keep on applying for cards and loans and overburden yourself. Only apply for any financial facility when you actually need one.

For any further queries and information

 Online Form Fill here – visit www.cibil.com, fill all the fields and send online request to know your sore.
  Payment Mode – You can make a payment of Rs.450/- through Cash, Debit Card, Credit Card Net banking etc.
  Verification – Simple 3 Questions about your past credit balance and transactions.

Based on applicant details and information provided in application, an e-mail will go to applicant inbox mentioning CIBIL Trans-Union score and report.