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Home Loan Hidden Costs

Wednesday, November 4, 2015 by Indian Real Estate News

 

 

Home Loan: Hidden Costs Overview

Every loan has some extra costs attached to it. And for reasons best known to lenders most of these are hidden or coded. Get an approximate of the extra charges you may have to pay for your home loan. Here's a list of a few such charges.
  • Processing or administrative fees of any nature.
  • Commitment fees (rarely charged these days).
  • Legal fees payable to the lender or to the legal consultants of the lender.
  • Stamp duty on creation of mortgage
  • Prepayment charges

 

In short, make sure you read your sale agreement carefully! 

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