Karnataka Bank is one of the time – tested premier scheduled commercial banks in the private sector. The Bank was established in the year 1924 and has completed 91 years of purposeful banking on 18th February, 2015 and now has a national presence with 688 branches and 1080 ATMs in 21 states and 2 Union Territories.

The total turnover of the Bank as at June 2015 stood at ` 78,119 crore with deposits of ` 46,767 crore and Advances of ` 31,352 crore. The net profit for the quarter ended June 2015 stood at ` 109.34 crores. The Capital Adequacy Ratio ( CRAR) under Basel II stood at 12.33%. The Bank has declared 50% dividend for the year 2014- 15. The Bank has a highly dedicated team of over 7,669 employees ably patronized by over 1,22,000 shareholders and over 92 lakh clientele base.

True to its Mission Statement, the Bank is a tech savvy bank and was one of the earliest banks to adopt Core Banking Solution, way back in the year 2000. This has enabled it to provide Anywhere, Anytime, banking services and other advanced technology based products to its customers and to make rapid strides towards digital banking. To provide round- the- clock seamless banking experience to its tech savvy customers, Bank has recently launched two new Mobile Applications [ apps] namely " KBL ApnaApp" & " KBL mPassBook" and a special purpose Vertical called " IT enabled Business Solution Cell" [ IT BusCell] has been formed, with a objective of conceptualizing new products, services & processes.

Further, the Bank has various other technology driven products/ services/ facilities in the pipeline such as Social Media Banking, Image based Debit Cards, NFC ( Near Field Communication) / Contact less cards etc.

Karnataka Bank has won several awards and accolades for its customer centricity, social banking, Information Technology, Human Resource Management, Export Excellence, CSR & Green Initiatives, etc., from renowned institutions and organizations such as FIEO, IBA, IDRBT, ASSOCHAM, CIMSME, Sunday Standard, ABP News, Asia- Pacific HRM Congress etc., latest being the Export Excellence Award - " Best Banker under Export Finance - MSME", from FIEO. Bank has also recieved the ISO 27001: 2013 certificate from UKAS, Management Systems, a UK based accreditation certifying body.

The Bank believes in inclusive growth and is deeply committed to the cause of Financial Inclusion.

The Bank has 151 branches Branches] in rural areas catering to the various needs of farmers and the rural masses. Bank has also opened 37 Ultra Small Branches in villages where regular brick and mortar branches are not viable. The Bank is also extending banking services to several unbanked rural areas in Karnataka through Banking Correspondent [BC] Model. The Bank has sponsored 5Financial Literacy and Counselling Centres [ FLCC] for the benefit of the rural populace.

The Bank is also extending forex credit facilities to its clients and has 24 Forex Designated branches spread across the country.

The Bank is eyeing a business turnover of ` 91,000 crore [ Deposits ` 53,500 crore and Advances ` 37,500] with 725 branches, 1275 ATMs and 25 e- lobbies for the current fiscal.