Friday, October 16, 2015
by
Indian Real Estate News
Kotak Bank Credit Card
Kotak Mahindra is one of most reputed Finance Companies in India. Kotak Mahindra Bank has launched its Credit Cards on May 13, 2008 in four different variants - Fortune Gold Card, Trump Gold Card, League Platinum Card and Royale Signature Card, Kotak Credit cards come with some unique features like Fortune Gold Card has 0% charges for cash withdrawal for maximum 48 days. The bank also offers special services personal concierge for its credit card customers.
Features
| Card Name | Fortune Gold Card | Trump Gold Card | League Platinum Card |
| Network | Visa | Visa | Visa |
| Joining Fee (in rupees) | Free | Free | 3000-12000 |
| Annual Fee (in rupees) | Free | Free | Free |
| Add On Card - Issue Fee | 149 | 149 | NA |
| Interest Rate -on revolving Credit | 44.24% p.a | 44.24% p.a | 44.24% p.a |
| Interest Rate -on Cash Withdrawal | 44.24% p.a (0% for a max of 48 days) | 44.24% p.a | 44.24% p.a |
| Interest Rate - on Balance Transfer | 0% | 0% | 0% |
| Reward points | )NA | NA | 1.25 point for every Rs 100 spend
|
| Surcharge on Fuel | 2.5% Fuel Surcharge Waiver across all Fuel Pumps( for transaction between Rs 400-4000) | 2.5% Fuel Surcharge Waiver across all Fuel Pumps( for transaction between Rs 400-4000) | 2.5% Fuel Surcharge Waiver across all Fuel Pumps( for transaction between Rs 400-4000) |
| Cash Withdrawal Fee | Rs 199/Rs10,000 | Rs 199/Rs10,000 | Rs 199/Rs10,000 |
| Late Payment Charges | Rs 350 | Rs 350 | Rs 350 |
| Late Payment Fee | Rs 350 | Rs 350 | Rs 350 |
| Overlimit Charges | 500 | 500 | 500 |
| Maximum Credit Free Period | 48 days | 48 days | 48 days |
| Add On Card -Annual fee | Free | Free | Free |
| EMI on call facility | Yes | Yes | Yes |
| Interest Rate on EMI on call | 0% | 0% | 0% |
| Processing fee on EMI on call | 0% | 0% | 0% |
| Repayment charges for EMI on call | 0% | 0% | 0%
|
| Personal loan facility on Credit card | NA | NA | NA |
| Interest Rate on Personal loan facility on Credit card | NA | NA | NA |
| Processing fee on Personal loan facility on Credit card | NA | NA | NA |
| Prepayment charges for Personal loan facility on Credit card | NA | NA | NA |
| Railway Booking surcharge | 1.8% or 2.5% waived on transaction amount(Maximum Railway surcharge waiver of only Rs500) | 1.8% or 2.5% waived on transaction amount(Maximum Railway surcharge waiver of only Rs500) | 1.8% or 2.5% waived on transaction amount(Maximum Railway surcharge waiver of only Rs500) |
| Balance transfer processing charges | Rs 199 | Rs 199 | Rs 199 |
| Minimum Repayment Amount | Min 5% | Min 5% | Min 5% |
| Foreign Currency Transaction-Surcharge | 3.50% | 3.50% | 3.50% |
Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015
1. BNP Paribas Long Term Equity Fund
2. Axis Tax Saver Fund
3. IDFC Tax Advantage (ELSS) Fund
4. ICICI Prudential Long Term Equity Fund
5. Religare Tax Plan
6. Franklin India TaxShield
7. DSP BlackRock Tax Saver Fund
8. Birla Sun Life Tax Relief 96
9. Reliance Tax Saver (ELSS) Fund
10. HDFC TaxSaver
Invest Rs 1,50,000 and Save Tax under Section 80C. Get Good Returns by Investing in ELSS Mutual Funds Online
Invest in Tax Saver Mutual Funds Online
Invest Online
Download Application Forms
For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call
---------------------------------------------
Leave your comment with mail ID and we will answer them
OR
You can write to us at
PrajnaCapital [at] Gmail [dot] Com
OR
Leave a missed Call on 94 8300 8300
Posts
0 comments:
Post a Comment