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How to save tax by investing in Post Office Time Deposit (POTD)?
Call 0 94 8300 8300 (India)
POTDs are similar to bank fixed deposits.
Happy Investing!!
We can help. Call 0 94 8300 8300 (India)
Leave your comment with mail ID and we will answer them
OR
You can write back to us at PrajnaCapital [at] Gmail [dot] Com
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The current rate of interest on the 5 year POTD is 7.50% p.a., compounded quarterly. The minimum investment amount is Rs. 200, there is no maximum investment amount. Interest on these deposits is calculated quarterly and paid out annually.
Return (p.a.) | Effective 7.71% as interest is compounded quarterly | |||
Risk | NIL | |||
Lock In | 5 years | |||
Income from Investment | Fully taxable | |||
Maturity Proceeds | Maturity proceeds includes interest which is already taxed every year | |||
NRI/PIO eligible | No | |||
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