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Payment Banks



Payment banks


were introduced by the RBI to widen financial inclusion to small savings account holders, low income households, unorganised sector, migrant workers and small businesses.

NBFCs, corporate business correspondents, mobile phone firms, supermarket chains, public sector entities and others can set up payment banks meeting the minimum capital requirement of rs 100 crore.

Payment banks restrict activities to acceptance of demand deposits, remittance services, Internet banking and other specified services but cannot undertake lending services.

A payment bank can accept only savings and current deposits of up to rs1 lakh per customer. They can issue ATMdebit cards but not credit cards.

They can distribute nonrisk sharing simple financial products like mutual funds and insurance products.






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2. Invesco India Tax Plan

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5. Birla Sun Life Tax Relief 96

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8. BNP Paribas Long Term Equity Fund

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Mutual Fund Application Forms Download Any Applications
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Mutual Fund Application Forms Download Any Applications
Invest in Tax Saving Mutual Funds Invest Online
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