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Hospital Cash Benefit Rider

 This benefit rider coupled with your life insurance will ensure that monetary issues do not bother you in event of unfortunate hospitalization for an ailment.
 

The Hospital Cash Benefit rider comes in handy when the insured has a sudden hospitalization on his/her hands. In the event of hospitalization during the term of the life insurance policy, a daily hospital cash amount is payable to the insured if she/he is hospitalized for more than two/three days due to any injury, sickness or disease. The amount of reimbursement could be a proportion of the room charge in hospital or the eligible daily hospital cash amount, whichever is lower.

Like the critical illness rider, insurance companies often have a maximum limit for the hospital cash benefit rider and a clause that states that benefits will be paid only if hospitalization occurs after two/three months of commencement of the policy.

 

If this benefit is claimed along with the critical illness rider, the insurance company may no longer offer the hospital cash benefit rider to the insured and further premiums for this rider then would not be applicable.

Best Tax Saver Mutual Funds 2016 or ELSS Mutual Funds for 2016

1.ICICI Prudential Tax Plan

2.Axis Tax Saver Fund

3.IDFC Tax Advantage (ELSS) Fund

4.DSP BlackRock Tax Saver Fund

5.Religare Tax Plan

6.Franklin India TaxShield

7.Canara Robeco Equity Tax Saver

8.BNP Paribas Long Term Equity Fund

9.Reliance Tax Saver (ELSS) Fund

10.HDFC TaxSaver

You can invest Rs 1,50,000 and Save Tax under Section 80C by investing in Mutual Funds

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Mutual Fund Application Forms Download Any Applications
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Infrastructure Bond Application Forms Download Applications

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Mutual Fund Application Forms Download Any Applications
Invest in Tax Saving Mutual Funds Invest Online
Infrastructure Bond Application Forms Download Applications