A large part of your insurance premium cost is based on the Insured Declared Value (IDV) of your vehicle. If you maintain a claims-free record, you accumulate a bonus, which translate into discounts on policy renewal. Insurers reward policyholders for not making claims by providing a discount on the Own Damage part of the premium. Moreover, you could avail of discounts if you are a member of a recognized automobile association. A discount of up to Rs. 500 could be availed if you have installed an anti-theft device in your car that is approved by the Automotive Research Association of India.

You could also reduce your car insurance premium cost by opting for voluntary deductibles i.e. the client's option to bear a certain amount of loss from each claim.

Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015

1. BNP Paribas Long Term Equity Fund

2. Axis Tax Saver Fund

3. IDFC Tax Advantage (ELSS) Fund

4. ICICI Prudential Long Term Equity Fund

5. Religare Tax Plan

6. Franklin India TaxShield

7. DSP BlackRock Tax Saver Fund

8. Birla Sun Life Tax Relief 96

9. Reliance Tax Saver (ELSS) Fund

10. HDFC TaxSaver

Invest Rs 1,50,000 and Save Tax under Section 80C. Get Good Returns by Investing in ELSS Mutual Funds Online

Invest in Tax Saver Mutual Funds Online

Invest Online

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