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Buying land has become a risky business in major cities due to the number of instances of fake registration papers. Hence, it is essential to check under whose name the land is registered. Further, one must look out whether the house is stuck in litigation and the seller has sole ownership of the land with no other claimants.

Documents to Be Checked Before Buying a Land Document What to Check?

Title Deeds

· If it is in the seller’s name alone and no other person is involved

· If the seller has permitted access to others through this land Tax Receipt and Bills · Property taxes paid to the Government is up-to-date with latest receipts

· If there are any notices of requisition relating to the property which are outstanding

· Water and electricity bills have been paid up-to-date Encumbrance Certificate · Ensure that the land does not have any legal dues attached.

· It is issued by the sub-register office where the deed has been registered. Pledged land · All loans for which the land has been given as pledge have been repaid

· Release Certificate issued by the bank Land Measurement

· Land Measure before registering the property by a recognised surveyor It is advisable to get all the documents to be checked by a lawyer to ensure they are original and other requisite authorities too.

Apart from the paperwork, it is also essential to check for the connectivity of the house, its proximity to key places such as market, hospitals, schools, transportation etc. Also, one must ensure that the property is not isolated as many instances of robbery are being reported. Building a home is a greater challenge than buying a flat. However, it is much more satisfying since the owner of the house is involved in every step of the construction process and everything is done as per their likes.

Happy Investing!!

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Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

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Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

These Application Forms can be used for buying regular mutual funds also

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

1. ICICI Prudential Tax Plan Invest Online
2. HDFC TaxSaver Invest Online
3. DSP BlackRock Tax Saver Fund Invest Online
4. Reliance Tax Saver (ELSS) Fund Invest Online
5. Birla Sun Life Tax Relief ‘96 Invest Online
6. IDFC Tax Advantage (ELSS) Fund Invest Online
7. SBI Magnum Tax Gain Scheme 1993 Invest Online
8. Sundaram Tax Saver Invest Online
9. Edelweiss ELSS Invest Online