Thursday, March 8, 2018
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Indian Real Estate News
Best SIP Funds to Invest Online
Returns 8.1% (For Jan-March 2018) For taxpayers with a daughter below 10 years, the Sukanya Samriddhi Yojana is a good way to save. Although the interest rate has been reduced to 8.1%, it is still higher than what the PPF offers. Just like the PPF, the interest earned is tax free and there is an annual cap of Rs 1.5 lakh on the investment. Accounts can be opened in any post office or designated banks with a minimum investment of Rs 1,000. A parent can open an account for a maximum of two daughters, but the combined investment in ..
Some experts argue that the debt-based Sukanya scheme is not the best way to save for a long-term goal. This is true, because equity-based options can deliver higher returns. This is why experts advise that the SSY should be used in combination with other investments, such as equity funds, for saving for a child's future goals. The good part is that the girl child tag lends a sense of purpose to the investment. The maturity proceeds of other investments are often squandered. On the other hand, t ..
Smart tip: Open a Sukanya account in a nationalised bank to make it easier to transfer to the child.
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