DSP BlackRock Focus 25 Fund

There's a dearth of well-performing pure large-cap funds and the ones we like are already a part of Mint50. But given the run-up in mid- and small-cap funds, this is a good time to invest incrementally in large-cap funds. DSP BlackRock Focus 25 Fund is a fund with a difference.

Unlike other diversified funds, DSP BlackRock Focus 25 Fund invests 95% of its corpus in just 25 stocks, hence the name 'Focus'. The scheme holds around 30% of its corpus in banks, 13.7% in autos and 8.2% in petroleum products. Fund manager Harrish Zaveri says that banks that have a high current account-saving account ratio—a good retail franchise—would do well, due to low interest rates that would ensure low borrowing costs for these banks.

Curiously, the fund has a high exposure to the pharmaceuticals sector at 6.3%. While share prices of both pharma companies in this fund have gone down in the past 1 year, Zaveri is not worried. One of these companies has many approvals pending, which are expected to materialise. The other company, he adds, is just going through a bad phase at the moment, he insists. DSP BlackRock Focus 25 Fund returned 22.64% in the past 1 year and 11.35% in the past 2 years. Due to its focused strategy, this should not be the first or second fund in your portfolio. But if you are a mature mutual fund investor and have a well-defined portfolio, you can invest a small amount in it.

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