Tuesday, May 30, 2017
by
Indian Real Estate News
1 A Virtual Card is a one-time use online card (no physical existence) that can be used only for online transactions or payments.
2 Anyone with Internet banking facility with transaction rights or a valid debit or credit card can create a Virtual Card.
3 Virtual Cards are valid for a maximum of 48 hours or till the transaction is completed, whichever is earlier.
4 Either the unutilised amount is credited back to the account after the time limit expires or the amount is debited only when the purchase is completed successfully.
5 It protects the user from card related frauds as the primary card or account details are not communicated to the merchant.
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