Reasons why cheques are dishonoured 1 Insufficient funds: The cheque amount is more than the free balance available in the drawer's
bank account. 2 Irregular signature: The signature of the drawer on the cheque does not match the specimen signature available with the bank.
3 Stale and post-dated cheques: A cheque presented 3 months from the date written on it or presented before the date written on it.
4 Alterations: No alternation is permitted in the payee name, amount in words or in figures. The drawer signs near it to verify any other alteration.
5 Frozen account: If a court or government orders that a customer's account has to be frozen, the bank will dishonor any cheque presented on behalf of that customer.
Best Tax Saver Mutual Funds or ELSS Mutual Funds for 2015
1.ICICI Prudential Tax Plan
2.Reliance Tax Saver (ELSS) Fund
3.HDFC TaxSaver
4.DSP BlackRock Tax Saver Fund
5.Religare Tax Plan
6.Franklin India TaxShield
7.Canara Robeco Equity Tax Saver
8.IDFC Tax Advantage (ELSS) Fund
9.Axis Tax Saver Fund
10.BNP Paribas Long Term Equity Fund
You can invest Rs 1,50,000 and Save Tax under Section 80C by investing in Mutual Funds
Invest in Tax Saver Mutual Funds Online -
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For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call
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