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EPF or NPS - Why not both?

Sunday, March 15, 2015 by Indian Real Estate News

 

In the Budget, Jaitley also empowered the corporate employees to choose between the EPF and the NPS. The details are awaited but this could be a big change in the way Indians save for retirement.

However, your employer must be ready to shift to the NPS as well. Should you shift to NPS if it is allowed? Experts say you should opt for both. NPS offered by corporates now is additional to the EPF, so the same structure should continue in future also. However, much will depend on the rules and whether employers and the Labour Ministry will embrace the change.

 
 
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