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What Affects your Credit Score ?

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What Affects your Credit Score ?





1 If you are late on EMI payments or miss them, it indicates lack of repayment discipline, a high debt burden or inability to pay.

2 If there is no track record of loan, the credit score will be "NH" or "no history" and lenders have to rely on other data.

3 If unsecured loans dominate borrowings, it represents expensive choices or a lack of assets to provide backing for debt.

4 If credit card spends are close to the limit, it indicates higher propensity to borrow, or possible high outstanding debt.

5 If too many loan applications are made and referred to the scoring agency, it indicates a credit hungry behaviour that may be viewed negatively.


For further information contact Prajna Capital on 94 8300 8300 by leaving a missed call

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B. Large and Midcap Funds Invest Online

      1. ICICI Prudential Dynamic Plan
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C. Mid and SmallCap Funds Invest Online

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      3. Sundaram Select Midcap
      4. IDFC Premier Equity Fund
      5. Birla Sun Life Dividend Yield Plus
      6. SBI Emerging Businesses Fund
      7. HDFC Mid-Cap Opportunities Fund
      8. ICICI Prudential Discovery Fund

D. Small and MicroCap Funds Invest Online

      1. DSP BlackRock MicroCap Fund
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E. Sector Funds Invest Online

      1. Reliance Banking Fund
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      3. ICICI Prudential Banking and Financial Services Fund

F. Tax Saver Mutual Funds Invest Online

1. ICICI Prudential Tax Plan

2. HDFC Taxsaver

      1. DSP BlackRock Tax Saver Fund
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G. Gold Mutual Funds Invest Online

      1. Relaince Gold Savings Fund
      2. ICICI Prudential Regular Gold Savings Fund
      3. HDFC Gold Fund
      4. Birla Sun Life Gold

H. International funds Invest Online

1. Birla Sun Life International Equity Plan A

2. DSP BlackRock US Flexible Equity

3. FT India Feeder Franklin US Opportunities

4. ICICI Prudential US Bluechip Equity

5. Motilal Oswal MOSt Shares NASDAQ-100 ETF

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Mutual Fund Application Forms Download Any Applications
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Mutual Fund Application Forms Download Any Applications
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