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What are Term Plans?

Term insurance protects our loved ones against loss of our income due to death or even permanent disability. If your family were to lose you, not only would they be shattered by the loss of a loving member, but also sudden exposure to the real world situation may prove too harsh for them. There are cases where families are forced to leave their homes, sell jewelry to complete education, compromise on quality of life etc. all because of one sudden unexpected event.

What are term plans with money-back (return of premium)?

Term plans have always been simple life insurance plans, that provide cover at an annual premium. Now, a new type of plan has been introduced – Term plans with money-back (or term with return of premium). This plan is designed especially for you, if you don’t want to commit an additional expense, but have always wondered about your family’s financial security. In this type of plan, you pay a regular premium, which also helps you save tax under section 80(C). Then, at the end of your policy term, you get 110% of your money-back, GUARANTEED. What’s more, all this money is absolutely tax-free under section 1010(D). One such plan is Aviva I-shield and the benefits you get are:

Benefits:
• Save Tax upto Rs. 30,000
• Pay monthly premium
• Get 110% Guaranteed money-back
• Get upto 10 crore Life Insurance
• Rider options available
• Critical Illness benefit
• 100% online plans

How do I get it?

Fill the above form and compare quotes from various companies in India. Look at the Maturity Benefit column and choose a plan that provides something here. Then, you may click on more info, or proceed to book. Don’t worry if you’re confused, you will have the option to speak to our experts in case you need help. So, where’s the delay? Fill in the form above and compare now!

 

 

 

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Best Performing Mutual Funds

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