You can withdraw your EPF for your marriage, your children’s marriage, or your sibling’s marriage or even your education or your children’s education up to an amount of 50% of your contribution after completing a minimum of 7 years of service. This is permitted thrice during your working tenure. You may have to submit your wedding invitation or your siblings or children’s wedding invitation.You have to submit the proof of education in case you withdraw the amount for your education.

You can withdraw up to six times your monthly salary or the total corpus amount whichever is lesser for your emergency medical treatment as well as that of your spouse, children or dependent parents. You have no restrictions regarding the years of service. You need to show proof of hospitalisation along with your leave certificate for that period from your employer exceeding a period of a month. This could be for major medical conditions such as stroke, cancer, heart attack and so on. There is no limit on the number of times you can avail of this service.

You can construct or purchase a house or flat using funds from your employee provident fund up to 36 times your monthly salary after completing five years of service. Your house should be in your name or the name of your spouse or jointly owned. You can avail of this service once during your working tenure. You can purchase a plot up to 24 times your monthly salary using funds from your employee provident fund once during your working tenure. Your plot should be in your name or the name of your spouse or jointly owned. Your plot should not have any legal issues and should be registered under the Indian Registration Act. You can avail of this service once during your working tenure.

You are eligible to withdraw funds from your employee provident fund up to 36 times your monthly wages provided you have completed 10 years of service for taking a home loan.. Your house should be in your name or the name of your spouse or jointly owned. You can avail of this service once during your working tenure. You are eligible to withdraw funds from your employee provident fund up to 12 times your monthly salary for renovation and construction work once during your working tenure. Your house should be in your name or the name of your spouse or jointly owned.

Best Performing Mutual Funds

1. Largecap Funds Invest Online
1. DSP BlackRock Top 100 Fund
2. ICICI Prudential Focused Blue Chip Fund
3. Birla Sun Life Front Line Equity Fund
2. Large and Midcap Funds Invest Online

1. ICICI Prudential Dynamic Plan
2. HDFC Top 200 Fund
3. UTI Dividend Yield Fund
2. Mid and SmallCap Funds Invest Online

1. Reliance Equity Opportunities Fund
2. DSP BlackRock Small & Midcap Fund
3. Sundaram Select Midcap
4. IDFC Premier Equity Fund
3. Small and MicroCap Funds Invest Online

1. DSP BlackRock MicroCap Fund
4. Sector Funds Invest Online

1. Reliance Banking Fund
2. Reliance Banking Fund
5. Tax Saver MutualFunds Invest Online
1. ICICI Prudential Tax Plan
2. HDFC Taxsaver
3. DSP BlackRock Tax Saver Fund
4. Reliance Tax Saver (ELSS) Fund
6. Gold Mutual Funds Invest Online

1. Relaince Gold Savings Fund
2. ICICI Prudential Regular Gold Savings Fund
3. HDFC Gold Fund