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Let us consider that one has a health insurance policy of INR 3 Lakhs. One can take a top up policy of another INR 5 Lakhs. The insurance Company will pay up if ones medical bills exceed INR 3 Lakhs .If one runs a medical bill of INR 7 Lakhs then an amount of INR 3 Lakhs is payed from the first policy and the remaining 4 Lakhs from the top up health policy. The top up policy has a threshold limit beyond which the insurance Company starts paying up.In this case it is any amount beyond INR 3 Lakhs. Every time one falls ill he has to cross the threshold limit in order to claim benefits from these policies. There is also another kind of policy called the super top up policy. In this case if the threshold limit is INR 3 Lakhs and one has already run 2 bills of INR 2 Lakhs and INR 1 Lakh then the third time if one runs a medical bill of INR 2 Lakhs then one gets reimbursed unlike a top up policy where one has to exceed the threshold limit of INR 3 Lakhs every time.

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Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

These Application Forms can be used for buying regular mutual funds also

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

1. ICICI Prudential Tax Plan Invest Online
2. HDFC TaxSaver Invest Online
3. DSP BlackRock Tax Saver Fund Invest Online
4. Reliance Tax Saver (ELSS) Fund Invest Online
5. Birla Sun Life Tax Relief '96 Invest Online
6. IDFC Tax Advantage (ELSS) Fund Invest Online
7. SBI Magnum Tax Gain Scheme 1993 Invest Online
8. Sundaram Tax Saver Invest Online
9. Edelweiss ELSS Invest Online