Invest In Tax Saving Mutual Funds Online

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When closing a bank account:

·         Return the credit card it is linked to

·         Return unused cheque leaves |Ensure there is no pending loan payment linked to it

·         Be prepared to pay charges for closing

When surrendering a credit card:

·         Insist for a letter from bank to that effect

·         Resolve any amount pending due to a dispute

When closing a loan

·         Verify how the bank would treat it — as settlement or a waiver

·         Ask for a no- due certificate from bank

·         Resolve any amount pending due to a dispute over wrong billing

When surrendering an insurance policy

·         Claim the surrender value

·         Get a letter from the company saying the policy has been closed and preserve that document

Charges for closing your savings bank account:

There are no closure charges for salary and savings accounts. However, while you don't need to maintain a particular balance for a salary account, this isn't the case for savings accounts. Also, if a savings account is closed within a year of it being opened, it would attract a charge. Therefore, if you wish to close an idle account, you would have to pay the charge for not maintaining the minimum balance during the idle period. This varies according to circumstances.

A look at the charges for closing a savings account if minimum balance hasn't been maintained:

HDFC Bank Up to 14 days- Nil 15 days to 12 months- ₹ 500 Beyond 12 months- Nil ICICI Bank Up to 30 days - Nil 31 days to a year- ₹ 500 Beyond a year- Nil HSBC Bank If the account is closed within six months, the charge is ₹ 1,000, whether the average minimum balance is maintained or not Beyond 6 months- Nil

Happy Investing!!

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Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

These Application Forms can be used for buying regular mutual funds also

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

1. ICICI Prudential Tax Plan Invest Online
2. HDFC TaxSaver Invest Online
3. DSP BlackRock Tax Saver Fund Invest Online
4. Reliance Tax Saver (ELSS) Fund Invest Online
5. Birla Sun Life Tax Relief '96 Invest Online
6. IDFC Tax Advantage (ELSS) Fund Invest Online
7. SBI Magnum Tax Gain Scheme 1993 Invest Online
8. Sundaram Tax Saver Invest Online
9. Edelweiss ELSS Invest Online