Friday, March 1, 2013
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Indian Real Estate News
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Making a will should always be part of your financial plan. But in India, very few actually care to make one. Financial planners and advisors say a combination of misconceptions and ignorance play a role in people delaying the preparation of a will.
The common misconceptions about making of a will is that witnesses need to know the contents of the will. The law does not require any of the two witnesses to know the contents of the will. All it requires is that the two witnesses should be present when the will is signed by the person whose will is being prepared. Also, once a will is prepared, the person can change the same after a year. It has also been seen that people don't put their gold, jewellery and silver utensils in the will. Given that the prices of these things are substantial, such eliminations should be avoided.
Some basic rules of preparing a will are:
1. It could be prepared plain paper. t It should be signed by the will maker in the presence of witnesses. t The will should have a date of preparation.
2. There should be at least two witnesses. Preferably one should be the family doctor, and the other the financial planner or the advisor. Any other family friend could also become a witness, but he/she should be younger than the person who is making the will.
3. No witness should be a beneficiary of the will.
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