Should you buy Max Bupa Health Assurance?

This is not a single policy but a combination of different policies which can be taken separately, so one has to be convinced with the Basic plans first and then decide whether to buy from max bupa of some other insurer.

Critical Illness is one of the most confusing and though must have cover in specific cases. As it is a onetime claim policy so it is advisable to those who cannot build a medical emergency corpus. Moreover do read the illnesses and medical conditions covered in detail through policy wordings before going for any policy. How much is enough will always be a debatable question.

Personal accident cover is no doubt a must have cover, as it covers the disability. But its sum assured advisable should be equal to what you have selected for Life insurance. Also it should cover every aspect of disability like Permanent total, permanent partial and temporary total.

Hospital cash benefit is not that attractive benefit…looking at which one should buy a Health insurance plan. This feature is normally provided by health insurance plans offered by Life Insurance companies. But as we always say that first get into a comprehensive medical coverage and then look for these additional features if at all you need.