HDFC Platinum Deposits

 With consistent performance for over three decades, HDFC Ltd. has earned its credibility from over 10 lakh depositors.

Interest Rates – 9.5 -10% for Individuals, 0.25% extra for Senior Citizens

Minimum Amount – INR 20,000

Duration – 15, 33, 60 months

Options

Ø  Monthly Income Plan - monthly interest payout

Ø  Non-Cumulative Plan – quarterly/ half yearly

Ø  Annual Income Plan – yearly

Ø  Cumulative Plan – lump sum

Ø  Best Option – Platinum Cumulative option for 15 months with 10%/pa Interest rate.

Depositor can benefit from -

1.       Highest Safety - AAA rating from both CRISIL and ICRA for 17 consecutive years

2.      Attractive & Assured Returns

3.      A wide range of deposits products to choose from

4.      Quick Loan against Deposit facility

Resident Individual Investors

Depositors can choose from a wide range of deposit products with maturities ranging from 12 to 60 months at competitive rates of interest and with different features to suit the investment needs of individuals. Senior citizens who are 60 years and above are offered an additional 0.25% p.a. on all deposit products

NRIs

Deposits from Non-Resident Indians and Persons of Indian Origin resident outside India holding PIO Card are accepted in accordance with the regulations governing the acceptance of deposits from NRIs. Depositors can choose from a wide range of deposit products with maturities ranging from 12 to 36 months at competitive rates of interest and with different features to suit investment needs of individuals. Senior citizens who are 60 years and above are offered an additional interest of 0.25% p.a. on all deposit products