Also, I will remember to pay all my premiums, be it monthly quarterly or yearly, on time.
Resolutions for first-jobbers (21-30 years) I will protect my family's financial future by buying a term plan for myself.

I will ensure there is no drain of finances in case of any medical emergency in the family. For this, I will take up a health plan to help me achieve thsi goal.

I will drive my bike safely and responsibly.

I will also ensure that all the medical expenses are taken care of, in case of an accident, through a health insurance plan.

Resolutions for newly married (28-35 years) With marriage, comes additional responsibilities. To secure my finances for our future, I will invest in a good savings-plus investment plan that will take care of both purposes.

With the rising costs of education, it is important for me to invest in a good child plan.

By investing in a unit-linked plan , I can get the benefits from the upside market movements, which has been unstable for a long time now, and be able to build a bigger corpus in lesser time.

To ensure that my young child can fulfil his/her dreams, I need to invest in a good endowment or unit linked insurance policy (Ulip) that will help me build a corpus for education needs and other plans.

To ensure that my wife and children enjoy good life even after me, I will invest in a good term plan, which will pay a high cover.

Resolutions for older people (35 years or above) I want to maintain my present lifestyle even when I have taken the retirement.

A good pension plan with proper thinking can help me to achieve this.

To maintain a regular income in my later years of life, I will consider taking up an endowment or money back plan, which will help me get continuous flow of money.