A remarkably consistent performer in a very whimsical category, this fund has stayed put at a four star rating for the last seven years.
Usually parking about 55 to 65 per cent in mid-cap companies, the fund has tended to invest about 30 per cent in large-caps, with a residual position in small-caps. Broadly it has been underweight on small-cap stocks relative to the peers in this category. The fund follows a growth at a reasonable price strategy.
While the HDFC Mid-Cap Opportunities Fund three-year return, at 17.9 per cent, is one percentage point ahead of the category and its benchmark returns, the five year returns are 6 percentage points higher than the benchmark returns and beat its peers' returns by about 3 percentage points. What stands out in its annual returns is its ability to weather any kind of bear market. In 2008, 2011 and 2013, this was a rare mid-cap fund to contain losses to levels far lower than those of its benchmark.
While many mid-cap funds have struggled to beat their benchmarks in the last one year, this fund has held up better. However, popularity has resulted in a rapid burgeoning of the fund's size, from under Rs 10,000 crore in early 2016 to over Rs 19,000 crore now.
HDFC Mid-Cap Opportunities Fund makes it by far the largest fund in this category. So far, size has not proved a big impediment to performance but the returns do bear watching for this reason.
SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich
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With a 10-year return of 14.67%, the fund has lagged behind the category (15.18%), but outperformed the benchmark index (11.39%).
Growth of Rs 10,000 vis-à-vis category and benchmark
WHERE DOES THE FUND INVEST?
This fund will soon shed its mid-cap positioning and transform into a multinational company- fund, in compliance with the regulator's fund recategorisation exercise. This means it will invest at least 80% of its corpus in companies with global ownership or ones that get more than 50% of revenues from abroad, apart from stocks listed abroad.
SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich - Best ELSS Funds
For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300
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Top 10 Tax Saver Mutual Funds for 2018
Best 10 ELSS Mutual Funds to invest in India for 2018
1. DSP BlackRock Tax Saver Fund
2. Invesco India Tax Plan
3. Tata India Tax Savings Fund
4. ICICI Prudential Long Term Equity Fund
5. Birla Sun Life Tax Relief 96
6. Franklin India TaxShield
7. Reliance Tax Saver (ELSS) Fund
8. BNP Paribas Long Term Equity Fund
9. Axis Tax Saver Fund
10. Birla Sun Life Tax Plan
Invest in Best Performing 2018 Tax Saver Mutual Funds Online
Invest Best Tax Saver Mutual Funds Online
Download Top Tax Saver Mutual Funds Application Forms
For further information contact SaveTaxGetRich on 94 8300 8300
------------------------------
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This could change the way people prefer to invest their savings. For instance, equity-linked savings schemes (ELSS) could lose the tax-free status that made them among the favoured options for investors looking to save tax.
ELSS can still yield higher post-tax returns
Even after 10% tax, ELSS funds retain high wealth generating ability.
Avoid Ulips, insurance policies
After the Budget announced the tax on LTCG, insurance companies have started giving ads highlighting the tax-free returns from insurance policies and Ulips. However, financial planners advise against investing in these plans. We prefer to recommend investment products which give taxable returns but perform better than products which are tax free but give low returns. Mutual funds remain our first choice, not tax-free insurance policies
If you want to save tax under Sec 80C, a combination of ELSS and PPF is perhaps the best option. While ELSS generate higher returns, PPF provide a stable foundation with assured income. Ideally, investors should have a mix of ELSS and PPF, and not use one instead of the other. This fetches the investor three benefits under one basket—asset allocation afforded by mix of equity and debt, safety of a government backed vehicle and pure growth of an equity offering
SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich - Best ELSS Funds
For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300
OR
You can write to us at
Invest [at] SaveTaxGetRich [dot] Com
Avoiding TDS by submitting forms 15G and 15H illegally can lead to action by the taxman.
SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich - Best ELSS Funds
For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300
OR
You can write to us at
Invest [at] SaveTaxGetRich [dot] Com
With a 10-year return of 10.33%, the fund has outperformed both the category (10.01%) and the benchmark index (8.6%).
Growth of Rs 10,000 vis-a-vis category and benchmark
Although classified as a large-cap offering, it is being positioned as a large- and mid-cap oriented fund. Its long-serving fund manager prefers growth businesses with an emphasis on quality. He runs a compact portfolio and is comfortable taking large positions in select stocks and sectors where he has strong conviction. Currently, the fund has large overweight positions in auto and engineering stocks and has also bet heavily on select MNCs.
Reliance Vision Fund distinct and aggressive approach often results in bouts of sharp over- and under-performance relative to index and peers. It enjoyed a strong run last year, but has been lagging behind this year. Investors may see improved returns once the fund's transition phase is over—but it will be suitable only for aggressive investors.
SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich - Best ELSS Funds
For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300
OR
You can write to us at
Invest [at] SaveTaxGetRich [dot] Com
Buying a piece of property, whether residential or commercial, is definitely a lifetime investment for all of us. It is one of the most crucial decisions of our life as this might involve taking a good amount of loan, followed by monthly installments, etc. Therefore, it is important to check a few things before investing in any property.
Following are some of mandatory things to check while buying a property in current times:
1. See it to believe it: An essential step for a buyer, when the property is under construction or when it is a ready-to-move-in apartment, is to get the clear idea of the property. When the property is under construction, it's better to make regular site visits to check the status of your construction and quality of materials being used for the construction purpose. When the property is a ready-to-move in, visiting the site gives the clear vision of the property: it's neighbouring area, facilities the developer is providing etc.
2. Verification of Approvals and Licenses: Verification of the paperwork ranging from commencement certificate for work, environmental clearance and approved building plans plays a vital role. There are documents like Title Deed, Release Certificate, Check Encumbrance Certificate, Approvals by Local Body, which should also be verified. It is always recommended that a person should go for a RERA-registered project.
3. Choose the right developer: As a buyer one can verify the developer by knowing his past or current projects or even post queries on the various online real estate forums. This is important to overcome the unnecessary hurdles which can create problems in the process of buying a property.
4. Calculate the total cost: It has generally been observed that many times brokers just mention the basic cost of the property and not other things like internal/ external development fees, preferential location charges, etc which shoot up the total cost. So, in such cases it becomes very important to calculate the total cost of the property.
5. Possession timeline: If the property is RERA-registeted, you should check the RERA website for knowing the project completion and possession timeline committed by the developer. This will help you know by when you can expect the possession of the project.
Keeping in mind the above-discussed points can help a buyer buy a home which won't give any trouble going ahead. There is a saying that 'Precaution is better than cure', which should be exercised while buying a property.
SIPs are Best Investments when Stock Market is high volatile. Invest in Best Mutual Fund SIPs and get good returns over a period of time. Know Top SIP Funds to Invest Save Tax Get Rich - Best ELSS Funds
For more information on Top SIP Mutual Funds contact Save Tax Get Rich on 94 8300 8300
OR
You can write to us at
Invest [at] SaveTaxGetRich [dot] Com
Earn more on your idle bank balance
Here's how you can earn double the returns you get in a savings bank account without compromising on liquidity
The charm of a savings bank account lies in the flexibility it offers to call your money at will. But it comes at a cost as the money idling in your bank account earns a meager 4%. So is there a way out? Is it possible to earn superior returns as well as get instant liquidity?
As the chart above shows, you can effectively double the return on your money, simply by keeping it in ultra short term funds rather than savings bank accounts. This can make a huge difference to how much you earn on your idle money. For instance, a Rs 3 lakh corpus can earn Rs75,000 more in ultra short term funds than in your savings bank account in 5 years' time.
This Strategy doesn't come at the cost of liquidity.
Not any more. The Indian Mutual Fund industry now offers an instant redemption facility which allows you to keep your day-to-day or emergency money in an ultra-short term fund or a liquid fund. These funds earlier allowed you to redeem your money within one day if your request was submitted before 3 pm. Now you can get your money instantaneously at the click of a button, and earn a higher interest rate on it.
Some might argue that it is better to keep it in short term fixed deposits. However these instruments are not flexible - the term may be short but it is fixed and premature closures will attract penalties.
There are of course some caveats. The fund will typically stipulate a limit on the amount of money you can get at a moment's notice and it will also limit it as a percentage of your holding with the fund. However does that defeat the purpose of the offering itself? We think not.
Top 10 Tax Saver Mutual Funds for 2018
Best 10 ELSS Mutual Funds to invest in India for 2018
1. DSP BlackRock Tax Saver Fund
2. Invesco India Tax Plan
3. Tata India Tax Savings Fund
4. ICICI Prudential Long Term Equity Fund
5. Birla Sun Life Tax Relief 96
6. Franklin India TaxShield
7. Reliance Tax Saver (ELSS) Fund
8. BNP Paribas Long Term Equity Fund
9. Axis Tax Saver Fund
10. Birla Sun Life Tax Plan
Invest in Best Performing 2018 Tax Saver Mutual Funds Online
Invest Best Tax Saver Mutual Funds Online
Download Top Tax Saver Mutual Funds Application Forms
For further information contact SaveTaxGetRich on 94 8300 8300
------------------------------
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OR
You can write to us at
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